Salons

Beauty salons need more than the regular insurance.  Brilliant Insurance Services offers specialized coverage to meet your salon's needs.  If a client sues over the service you provided, it may not be covered under a regular policy. A quote from us will include coverage for your business property, general liability and professional liability coverage.  We can also provide worker's compensation.

We can offer specialized coverages for the following activities:

• Hair styling
• Manicures / Pedicures
• Waxing
• Facials
• Permanent Makeup

Here are some of the basic coverages recommended to protect your salon:

• Property Insurance - Coverage for the building and business contents.  This policy will also provide coverage for spoilage, mechanical breakdown and lost income in the event of damage to the building that prevents you from operating.
• General Liability - Protection for your liability against bodily injury or property damage to a third party.  This includes slip & fall coverage for injury to customers.
• Professional Liability - Claims for damages based on professional services are only covered under a beauticians professional liability policy.
• Worker's Compensation - Coverage for injury to employees.  Work comp is the only insurance for employee injury occurring on the job